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FloridaMortgageMadeEasy.com Privacy Policy


January 16, 2006

FloridaMortgageMadeEasy.com is a website providing Florida state residents with valuable mortgage information and the most efficient ways to contact licensed mortgage institutions that specialize in various loan programs. Innovative Solutions & Technologies Inc solely operates FloridaMortgageMadeEasy.com.

Innovative Solutions & Technologies, Inc. respects and understands the importance of your privacy. The following Privacy Policy described below applies to FloridaMortgageMadeEasy.com website. If you have any questions or concerns regarding this Policy, please feel free to write us at:

Privacy Policy Information
Innovative Solutions & Technologies, Inc
P.O. Box 52-1157
Miami, FL 33152-1157
Specific mortgage information collected and how is it applied

FloridaMortgageMadeEasy.com provides you with valuable mortgage information and the most efficient ways to contact licensed mortgage companies and experts. This process is provided to you using the information provided by you with your condolence. In order to provide this service we may collect the following types of information:

Information you provide

Using this website, you are able to provide information via Apply Now Form, via Toll Free Number, via Email, via Contact Us Form and via Tell a Friend Form. We collect personal and non-personal information only provided via Apply Now Form, via Contact Us Form and via Email. We do not collect information provided via Tell a Friend Form or via Toll Free Number. Information provided and attached via Tell a Friend Form will be deleted from the servers once the friend is notified regarding the site referred. Licensed Florida mortgage experts dedicated in assisting you with your loan requirements are collecting information you provide via Toll free number. All licensed mortgage experts and companies operate under federal and state laws regarding customer privacy. Collected Personal Information includes: name, e-mail and street address, telephone number, loan purpose, desired loan amount, credit rating type, annual income, property type, estimated home value, mortgage balance, current loan interest rate, current mortgage payment, cash-out amount. We do not collect Social Security information, Credit Card or any other payment information. We also do not collect sensitive information such as political or medical information, racial or ethnic origin, religious beliefs or sexuality.

Personal information processing purposes

Customer’s personal information is collected for the following reasons:

- To ensure customer’s loan request to be processed by a licensed Florida mortgage specialist and/or institution;
- To improve, develop, operate, or provide a service;
- To display customized contents to the customer;
- To ensure technical functioning of the servers;
- To help develop FloridaMortgageMadeEasy.com website.
Cookies

FloridaMortgageMadeEasy.com uses cookies to track and target the interests of our users to enhance their experience. A cookie is a piece of information about the user sent by the Website server and stored on your hard drive. Usage of a cookie is in no way linked to any personally identifiable information while on our website. If you disable cookies, you may still use our website. Cookies enable us to track and target your interests to enhance the experience on our website. By disabling cookies you may not be able to use certain features on our website. All cookies served on the domain, both session and persistent are tied to the Personally Identifiable Information you provide.

Log information

When accessing or using FloridaMortgageMadeEasy.com, our servers automatically record information that your browser sends to us whenever you visit or use our website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser

User communications

When you communicate with us, we may have the option to store your communications and file it with us in order to improve the turn around time and service that is provided via FloridaMortgageMadeEasy.com website.

Affiliated sites

Currently Innovative Solutions & Technologies, Inc does not offer the same kind of online service for licensed mortgage specialists or mortgage institutions on or for any other website other than FloridaMortgageMadeEasy.com.

Links

In order to improve our site and your browsing experience within FloridaMortgageMadeEasy.com website we may present links in a particular way that will enable us to keep track of your browsing behavior. We use this information solely for improving website's architecture, its personalization and customization.

Choices for personal information

It is not an obligation for you to provide your personal information in order to use our website. If you require your request for a loan to be pre-approved or processed by a licensed Florida mortgage company or specialist, it is only then necessary to provide your personal information. You are able to provide your personal information via Toll Free Number, or via Apply Now Form.

Information sharing

We share your personal information only with the licensed Florida mortgage companies or licensed Florida mortgage individuals that operate under federal and state laws regarding customer privacy. We share your personal information with only ONE licensed Florida mortgage company or licensed Florida mortgage specialist. Your information is not being shared to any other party than the licensed Florida mortgage company or specialist.

We may publicly reveal general, non-personal aggregated data about the FloridaMortgageMadeEasy.com website such as number of visitors, number of services purchased, average time spent on website, etc.

Information security

FloridaMortgageMadeEasy.com uses industry recognized security safeguards to help protect your personal and confidential information that you have provided to us from loss, misuse, or unauthorized alteration. All information sent to FloridaMortgageMadeEasy.com is protected with technology that enables encryption of your data.

Technologies used include:

 Secure Socket Layer (SSL) The FloridaMortgageMadeEasy.com Web server supports the Secure Socket Layer (SSL) transaction protocol now largely accepted as an industry standard. The purpose of this encryption protocol is to keep confidential information to be passed back and forth between Web server and its users.

 128-Bit Encryption: FloridaMortgageMadeEasy.com uses 128-Bit Encryption, powerful encryption commercially available for Internet products.

Your personal information is stored in a secure manner and is being accessed only via private network. We restrict access to your personal information only to our employees, contractors, agents, mortgage specialists who need to know that information in order to operate, develop, improve or provide services. These individuals are bound by confidentiality obligations.

Accessing and updating personal information

You will have to send us a request in order to access, correct or remove your personal information. This request may be made via Toll free number or email. We ask individual users to identify themselves and we may decline to process any request if we have a suspicion or receive less than exact answers presented to us as your true identity. In such a case, a return telephone call will be made to the individuals stored telephone number to ensure a positive identity match as well as to ensure the same individual is accessing the information provided some time ago.

Changes to this policy

Occasionally changes may occur to this privacy policy. Changes will be posted in this page in the event of a privacy policy change. An effective date is posted to indicate the date the Privacy Policy is effective from. If you have any questions or concerns regarding this Policy, please feel free to write us at:

Privacy Policy Information
Innovative Solutions & Technologies, Inc
P.O. Box 52-1157
Miami, FL 33152-1157
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(c) 2006 Florida Mortgage Made Easy. All Rights Reserved.